Email this pageHealth and Insurance Fees
Basic Health Services
All full-time students of the University are charged a mandatory fee which covers the cost of basic medical services at the University Health Service (UHS).
Health Insurance
All full-time students are required to have health insurance coverage under either the University's group policy or a comparable policy. Students must submit a Health Plan Options form to UHS each summer to indicate coverage preference. This must be done using the UHS website, accessed via the student portal. All students are billed for the Standard Plan unless they request another plan on the Options form.
UR Standard Plan Health Insurance
Coverage is provided under an extended Blue Cross/Blue Shield contract for services not offered by UHS and for the financing of medical care when away from the Rochester area. Coverage is for a 12-month period beginning September 1 of each year. Insurance is billed for five months’ coverage for the fall billing period and for seven months for the spring billing period.
UR Waiver Plan
Students may waive the UR Standard Plan Insurance by annually submitting to UHS a Health Plan Options form on the UHS website, selecting the Waiver Plan option and documenting equivalent insurance coverage. Students covered under a parent's policy who fail to request the Waiver Plan will be covered automatically by the Standard Plan policy and must pay the Standard Plan fee because the University will have incurred the expense of the duplicative coverage.
Aetna Family Insurance Plan
Another insurance option provided by the University offers additional coverage for students who wish to enroll a spouse and/or other dependents in a family insurance contract. The Health Plan Options form is used to request this additional coverage.
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