Affordability Undergoing refractive surgery is one of the biggest decisions most people will ever make. As it is rarely covered by insurance, it is also a big financial consideration. Fees for refractive surgery vary widely from practice to practice. And, even “discount” practices average over $1,200 per eye after all the charges are added in. When investigating fees for refractive surgery, look carefully: Does the stated fee cover your post-operative care and any necessary medicated eye drops? Will you be asked to purchase a "service contract" to reduce the cost of potential retreatments? Are there hidden fees for use of the newest technology during your surgery? Will your fee depend upon your prescription? Our surgical fees cover all follow-up visits for one year. Your post-op eye drops are included in the fee. The only out-of-pocket cost you will assume is for oral pain medication should you desire it and for the artificial tears necessary for the first few months after surgery. Our surgical fees are independent of most prescriptions, no service contracts are involved and we always use the newest, safest technology for every patient. Surgical Fees Zyoptix Customized Ablation LASIK or PRK $2,400 per eye, from $64/eye monthly Conventional LASIK or PRK $1,900 per eye For"All-Laser"Bladeless LASIK add $300 per eye Retreatments If you require retreatment to improve your vision, there is no fee charged during the first two years after your surgery. Methods of Payment We accept Visa, MasterCard, and Discover for your convenience. Flexible Spending Accounts Many patients are able to be reimbursed for their surgical fee through Flexible Spending Accounts (FSAs) at work. An FSA allows you to pay for elective medical procedures with pre-tax dollars, saving you money. If you earn $45,000 per year, using FSA dollars to pay for your surgery could give you approximately $1,000 in tax savings. Speak with your Human Resources department to see if you are eligible, and to your tax advisor to determine if this is a smart move for you. If you have an FSA but do not have adequate funds available to cover surgery this year, know that the IRS has approved a limited carryover of FSA balances for up to two months and 15 days after the end of the account year. That means, for example, you could use 2012 allocated dollars up to March 15, 2013. Check with your plan's administrator to determine if you have this option available. Tax Deductions Recently, the IRS has ruled that LASIK is a tax-deductible medical expense. This ruling may give you an additional income tax deduction if you have LASIK performed. We suggest talking to a professional tax preparer if you have questions about what’s deductible Financing Financing is also available through CareCredit, including interest-free payments for up to 24 months. Extended payment plans are also available. Applying for CareCredit financing is as simple as completing a short form. Our Staff will be able to determine if you qualify within minutes. If you'd prefer, you may apply online to CareCredit, privately and securely.