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School of Medicine and Dentistry

Health and Insurance Fees

BASIC HEALTH SERVICES - All full-time students of the University are charged a mandatory fee which covers the cost of basic medical services at the University Health Service (UHS).

Supplementary Fee for INFECTION CONTROL - M.D. students are required to pay this fee to cover costs associated with additional medical precautions appropriate for individuals studying in a hospital environment and having contact with patients.

HEALTH INSURANCE - All full-time students are required to have health insurance coverage under either the University's group policy or a comparable policy. Students must submit a Health Plan Options form to UHS each summer to indicate coverage preference. All students are billed for the Standard Plan unless they request another plan on the UHS Options form.

UR Standard Plan Health Insurance - Coverage is provided under an extended Blue Cross/Blue Shield contract for services not offered by UHS and for the financing of medical care when away from the Rochester area. Coverage is for a 12-month period beginning September 1 of each year. First-year students pay an additional pro-rated charge for coverage for the period of time between matriculation in mid-August and September 1. Graduating students not requiring insurance for the period between their graduation and August 31 of their fourth year may use a Senior Refund Request form to request a pro-rated refund from the Bursar.

UR Waiver Plan - Students may waive the UR Standard Plan Insurance by annually submitting to UHS a Health Plan Options form, selecting the Waiver Plan option and documenting equivalent insurance coverage. Students covered under a parent's policy who fail to request the Waiver Plan will be covered automatically by the Standard Plan policy and must pay the Standard Plan fee because the University will have incurred the expense of the duplicative coverage.

Community Plan for Families Insurance - Another insurance option provided by the University offers additional coverage for students who wish to enroll a spouse and/or other dependents in a family insurance contract. The Health Plan Options form is used to request this additional coverage.