ESL

ESL Federal Credit Union Loan Solution

ESL Membership is Required

Read Eligibility Information

• Personal Loan product with same-day or next-day funding to an ESL account possible
• Five-year term recommended, but term can be flexible
• Interest rates will be between 7.95% and 9.95%
• Payments deferred for the first 90 days
• No pre-payment penalties
• Applications taken for any amount, $1,000 and up, but ESL will consider larger loan amounts ($25,000, $50,000, etc.)
• ESL willing to accept applications for smaller amounts, but if you need additional dollars you can apply for additional funds
• Underwriting guidelines will apply.  However, understanding your story will be a big help in making the loan decision

Contact Us

ESL is ready to work with you now. Call any of us to help.

Maria Febbraio, Branch Manager
Ridgeway Branch – 2480 Ridgeway Avenue, Rochester, NY 14626
Direct Phone Number – (585) 336-5760
Email – mfebbraio@esl.org
 
Arelis Aponte, Branch Manager
Chestnut Branch – 225 Chestnut St, Rochester, NY 14604
Direct Phone Number – (585) 339-1927
Email – aaponte@esl.org            
 
Angela Kaltenbach, Branch Manager
Webster Branch – 1055 Ridge Rd, Webster, NY 14580
Direct Phone Number – (585) 339-1950
Email – akaltenbach@esl.org